Erie Mortgage Recording Tax Needs the Dwelling Split

Erie County mortgage recording is a math check, more than a signature check. Recording a mortgage includes a $45 cover-page charge plus $5 per written side of a page. New York State mortgage tax is due at recording. Erie also lists mortgage tax at 1 percent of the total mortgage amount.

Some one- or two-family dwelling filings can reduce the amount by $25 when the required dwelling statement appears. The fee schedule also breaks out who pays portions of the tax by property type.

Get direct confirmation of the dwelling type before final figures are wired.

Separate what this record proves from the next permit, tax, title, inspection, or court question.

Build a narrow file for Erie County: Erie County Clerk: Record a Mortgage, the exact mortgage tax or recording fees, the date searched, and the address, parcel, account, citation, or application number that made the question come up.

A compact trail usually does the job: source, date, record name, and the office family behind it, which here means Erie County Clerk. Erie County mortgage tax or recording fees follow-up goes better when the next call starts with the exact words from the form or notice.