Mohawk Valley
Caroga Lake, New York
Caroga Lake is a hamlet — a community without a village government of its own — in Fulton County, part of New York's Mohawk Valley region, with about 548 residents at the 2020 census.
Whether you're moving in or you've been here for years, the checks that matter most are the school district, the assessment and STAR, and — outside the cities — the well, the septic, and the flood map.
- Type
- Hamlet (CDP)
- County
- Fulton
- Region
- Mohawk Valley
- Population (2020)
- 548
Local Almanac
Notes in and around Caroga Lake
Short, sourced notes tied to this place, its county, or nearby communities.
This place · The Outdoors
Caroga’s Lakes Explain Its Foothill Identity
Caroga's local texture comes from Adirondack foothill lakes, rocky terrain, and a town image built around water.
Read this note ->Nearby · History & Culture
Mayfield Faces the Great Sacandaga Story Directly
Mayfield's lakeside identity rests on the Great Sacandaga Lake, a recreation place created for flood control and flow support.
Read this note ->Nearby · History & Culture
Gloversville's Name Still Fits Like a Glove
Gloversville's name, downtown preservation goals, and historic districts are tied to leather, glove-making, and Main Street memory.
Read this note ->Nearby · History & Culture
Johnstown's Johnson Hall Holds Mohawk Valley Power in One House
Johnson Hall gives Johnstown a colonial Mohawk Valley story about land, diplomacy, family, and power in one preserved site.
Read this note ->Nearby · History & Culture
Gloversville's Kingsboro and Downtown Districts Tell Two Stories
Gloversville's built identity includes Kingsboro, Downtown Gloversville, old cemeteries, theater buildings, and preservation tied to glove-era neighborhoods.
Read this note ->Nearby · History & Culture
Johnstown's Color Centers on Johnson Hall
Johnstown's local identity is anchored by Johnson Hall, Sir William Johnson, Molly Brant, and Mohawk Valley colonial history.
Read this note ->Nearby · History & Culture
Johnstown Town Is the Foothill Ring Around an Old County Story
The Town of Johnstown is best read as the foothill ring around older Kingsborough, Tryon County, and Fulton County settlement patterns.
Read this note ->Nearby · History & Culture
Oppenheim keeps Fulton County's hill-country town layer in view
Oppenheim's Fulton County hill-country identity comes through local offices, rural roads, and a town layer outside city shorthand.
Read this note ->Nearby · Cars & Driving
Fulton DMV Is Part of the County Clerk Route
Fulton drivers should use the county DMV page before license, registration, plate, title, snowmobile, or ATV errands.
Read this note ->Property tax snapshot
About $10–$36 per $1,000 in Fulton County
Combined full-value rate — county + town/city + school district, per $1,000 of market value (FY2025). On a $300,000 home that's about $3,058–$10,734 a year before the STAR break. A hamlet has no government of its own — it's taxed at the rates of the town it sits in.
A planning estimate, not a bill. Your exact rate depends on your school district and any village. Confirm with the assessor.
Statewide links
Statewide starting points.
Good to know
- • Your assessed value usually isn't your market value — ask for the equalization rate.
- • Register for STAR; new applicants generally receive a credit instead of an automatic exemption on the bill.
- • Outside the cities, check the well, the septic, and the FEMA flood map before you buy.
Nearby
Nearby places
Tax rates: NYS Dept of Taxation & Finance (ORPTS), Real Property Tax Rates and Levy Data by Municipality, data.ny.gov dataset iq85-sdzs. (FY2025). Population: U.S. Census 2020. Reviewed June 2026. Source data ->
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