Finger Lakes
Waterloo, New York
Waterloo is a town in Seneca County, in New York's Finger Lakes region, home to about 7,400 people as of the 2020 census.
Eleven glacial lakes lined with waterfalls, gorges, and the state's biggest wine country. Waterloo sits in that part of the state.
- Type
- Town
- County
- Seneca
- Region
- Finger Lakes
- Population (2020)
- 7,378
Local Almanac
Notes in and around Waterloo
Short, sourced notes tied to this place, its county, or nearby communities.
This place · History & Culture
Waterloo's Memorial Day Story Belongs to the Whole Village
Waterloo's Memorial Day identity is strongest when told as a village-wide observance, official recognition, and continuing civic memory.
Read this note ->This place · History & Culture
Waterloo's Hunt House Holds the Convention Spark
Waterloo's women's-rights identity is anchored by the Hunt House, where a July 1848 gathering helped launch the Seneca Falls convention.
Read this note ->This place · Money & Taxes
Waterloo Tax Checks Start With County Rolls
Waterloo property questions should begin with Seneca County's current tax rolls, then move to the town assessor or collector when needed.
Read this note ->Nearby · History & Culture
Where the women's rights movement began, in 1848
In July 1848, a landmark Women's Rights Convention met in a Seneca Falls chapel. You can stand in that room today at a National Park Service site.
Read this note ->Nearby · History & Culture
Phelps Keeps Its Flavor in Flint Creek and Sauerkraut
Phelps has a lively village identity around Flint Creek Falls, historic downtown walks, Ontario Pathways, and its annual sauerkraut tradition.
Read this note ->Nearby · History & Culture
Fayette Stretches Between Lakes and Canal Memory
Fayette's official site frames the town between Seneca and Cayuga Lakes, with Cayuga-Seneca Canal and Military Tract roots.
Read this note ->Nearby · History & Culture
Junius once held the map that became several towns
Junius is a Seneca County town whose Military Tract story helps explain later town lines across the north county map.
Read this note ->Nearby · History & Culture
Geneva Grew Nurseries Beside Seneca Lake
Geneva's identity connects Seneca Lake, nursery agriculture, Hobart and William Smith, and long-running Finger Lakes institutions.
Read this note ->Nearby · History & Culture
Seneca Falls Still Turns Around Waterpower and Canal Memory
Beyond the famous rights story, Seneca Falls has a town identity shaped by falls, waterpower, and the Cayuga-Seneca Canal.
Read this note ->Property tax snapshot
Roughly $19–$22 per $1,000
Combined full-value rate — county + town/city + school district, per $1,000 of market value (FY2025). On a $300,000 home that's about $5,777–$6,469 a year before the STAR break.
A planning estimate, not a bill. Your exact rate depends on your school district and any village. Confirm with the assessor.
Statewide links
Statewide starting points.
Good to know
- • Your assessed value usually isn't your market value — ask for the equalization rate.
- • Register for STAR; new applicants generally receive a credit instead of an automatic exemption on the bill.
- • Outside the cities, check the well, the septic, and the FEMA flood map before you buy.
Nearby
Nearby places
Tax rates: NYS Dept of Taxation & Finance (ORPTS), Real Property Tax Rates and Levy Data by Municipality, data.ny.gov dataset iq85-sdzs. (FY2025). Population: U.S. Census 2020. Reviewed June 2026. Source data ->
Page feedback
Send a page note
Send a note about this page. The page address will be included automatically.
Page feedback
Send a note
This is for fixing the site: wrong details, unclear wording, broken links, outdated information, or useful local context.